The terms governing your use of the Edison Mercantile LLC website and services.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you and Edison Mercantile LLC ("Company," "we," "our," or "us"), located at 121 E J Street, Benicia, CA 94510. By accessing or using our website at edisonmercantile.com (the "Site"), you agree to be bound by these Terms.
If you do not agree with these Terms, please do not use the Site. We reserve the right to update these Terms at any time. Continued use of the Site following any changes constitutes your acceptance of the revised Terms.
You may use the Site for lawful purposes only, consistent with these Terms and all applicable local, state, and federal laws. You agree not to:
The Site and all of its content, including but not limited to text, graphics, logos, images, and software, are the property of Edison Mercantile LLC and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on the Site without our express written permission.
The information provided on this Site is for general informational purposes only and does not constitute financial, legal, tax, or investment advice. Edison Mercantile LLC is not a bank, credit union, or federally regulated financial institution. All lending decisions are subject to underwriting and approval. Funding terms, rates, and availability may vary based on business qualifications. You should consult with a qualified financial or legal professional before making any financing decisions.
Program Description: Edison Mercantile LLC offers an SMS/MMS messaging program to provide you with marketing and promotional communications, including offers, updates, and information about our financial products and services.
Consent and Opt-In: By providing your mobile phone number and affirmatively opting in on our contact form, you consent to receive recurring marketing and promotional SMS/MMS messages from Edison Mercantile LLC sent using an automated telephone dialing system (ATDS). Your consent is not required as a condition of obtaining any products or services from us.
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply. Please check with your mobile carrier for details regarding your messaging plan.
How to Opt Out: Reply STOP to any SMS message from us to cancel. You will receive a one-time confirmation message and will receive no further messages. You can also opt out by contacting us at amy@edisonmercantile.com.
How to Get Help: Reply HELP to any SMS message for help, or contact us at amy@edisonmercantile.com.
Consent is NOT a condition of purchase. Your consent to receive SMS messages is entirely voluntary and is not required to apply for or receive any of our services.
Supported Carriers: Our messaging program is available on all major U.S. carriers. Carrier support may vary. We are not responsible for any delays or failures in message delivery attributable to your carrier.
By submitting information through our contact form or otherwise communicating with us, you:
THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. EDISON MERCANTILE LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
TO THE FULLEST EXTENT PERMITTED BY LAW, EDISON MERCANTILE LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SITE OR ITS CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED THE GREATER OF (A) $100 OR (B) THE AMOUNT YOU PAID US, IF ANY, IN THE SIX MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
The Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them. Access to any third-party website is at your own risk.
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the state and federal courts located in Solano County, California.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Edison Mercantile LLC regarding your use of the Site and supersede all prior and contemporaneous agreements, representations, and understandings.
If you have any questions about these Terms and Conditions, please contact us: